Wednesday, July 9, 2014

When do Ontario Disability (ODSP) payment actually get paid?

There's another more recent article about this, on this website. But it's pretty much the same shit.

Short version:

Apparently, for December 2015, as with December 2014, it's coming out on the 22nd. But every other month it's the last banking/business/non-holiday/weekday of the month.

Long version:

Since no government website will answer this question, here's the magic formula for divining ODSP payment dates: it's on the last day of the month, unless that falls on a weekend or holiday, in which case it's on the friday before that. Or if that friday's a holiday, then the day before that. Whichever non-holiday, non-weekend day, as in, whichever bank day is the last bank day of the month.

It's not on the last friday of every month. Just the months where the last day is not a "workday."

So that means that this page is wrong.

Welfare, they don't mind saying when the dates are. ODSP, for some reason, it's a secret. And the reason for the secrecy is also a secret!

Note: It's also hard to find out how much money people on ODSP receive. Well, a single person on ODSP, without special accommodations for care or mobility equipment etc, can expect to receive about a thousand bucks. Whoop dee doo dah day.

So, Welfare (OW) = ~ $650/mo, ODSP = ~ $1000/mo, either way, you = poor. So poor.

How poor? Well, the poverty line is about $1800/mo. So, if you're on welfare, you're like, superpoor. You're poor times two. If you're on ODSP, and your disability magically costs you nothing, then you're poor times 1.5. But since your disability does cost you extra money, you're somewhere between superpoor (x2) and uberpoor (x3, as in, two-thirds of the way between the poverty line and zero) ...and of course, if you're on zero benefits, then you are officially destitute, as in, you have zero income, and you also can't prove you're poor, so you have nothing. Those people are really the only people who should need a meal program, and then only for a couple of days, once in a blue moon.

171 comments:

  1. some people still recieve odsp through the mail, in wich case, as i do, will recieve a 2 day post dated cheque, you could take your cheque to a grocery store and spend 10% of it to have them cash it early, 2 people on ODSP recieve approximately 1400 for the both of them, it looks like lots on paper, but, in one hand, out the other, half gone after cashing it on bills, groceries, cable, internet, phone etc. BUT don't forget about our 1% BIG TIME CHEQUE RAISE, please, our cheque went up 12 whole dollars. still have to visit the fricken foodbank every month too, the poor stay poor, the rich get richer.

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    1. it's fucking $300 LESS PER PERSON when you're living as a couple? are you each spending $300 less than if you were living separately? I doubt it

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    2. Yes it's less. When you live with a partner, you have less monetary bills to pay. Rent is cheaper as you aren't paying rent for two residences, your utilities are cheaper. You get more money for living expenses such as food when you have two people on your cheque.

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    3. I have never had a relationship that magically makes my apartment cost $600 less. That's crazy talk.

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    4. especially considering that the max rent you're supposed to have is $400... you get three quarters of your rent money taken away when you're sharing your place with someone ...that's hilarious

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    5. I'm not getting a thousand dollars

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    6. ok i have a slight misunderstanding here, or perhaps it is all of you, this site is for the TORONTO MEAL PROGRAM, it is not your personal facebook page, it isn't your momma's blog to critique, and it sure isn't the jerry Springer show, now in order to get here, you would have had to click on the link right? the link tells you what this site is for RIGHT?, sooo, why aren't you getting it? what do you simpletons not understand, if you want to complain about ODSP cheques and weed or beer, then do so on the appropriate sites, otherwise you are just misusing this site for your own personal entertainment/debates, so how about we all get a clue, ODSP COMES AT THE END OF THE FUCKING MONTH AS IT ALWAYS HAS, IN DECEMBER, YOU WILL RECEIVE YOUR JANUARY CHEQUE (that has to last you all of january) ON DECEMBER 20th, 21st, OR 22nd, IF YOU HAVE DIRECT DEPOSIT YOUR CHEQUE IS INSTALLED AT APPROX MIDNIGHT THE NIGHT BEFORE YOUR CHEQUE USUALLY IS DATED FOR, MMK? is that sinking in a bit? MEAL PROGRAM, NOT ODSP WELFARE RANT PAGE.

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    7. well really, the scope of the site includes anything that the articles discuss... so the comments mostly take their cues from the articles... so although a lot of these comments are about life on ODSP, they're being left here because they're relevant to the topic of the page, even if it's loosely, and even if it includes arguments

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    8. Starting April 2016 all government checks will stop. You must have Direct deposit or you get nothing

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    9. now that is a pile of bullshit (november 21st, 2015) They are not allowed to refuse help to people based on not having a bank account. There are a great many people that are homeless and receive benefits such as street allowances, and a great many of these people simply do not have identification to get a bank account, so give your head a little shake back to reality and stop trying to scare people you ass!

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    10. This is an open forum where comments can be openly shared. Censor yourself and allow the moderators to do their job. If you dont like the comments then dont read the posts. A really weak and wicked mind tries to constrain the opinions of the poor. I would tell you to FUCK OFF however I am much too much civil for that

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    11. 2 people on ODSP only get $1400.oo? Where do you get those figures from? The truth is that 2 people on ODSP currently receive well I guess it would be just shy of 1,700.00 per month plus trillium and GST. My wife was getting a little extra for a special diet.

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    12. What I don't understand is that if you are on these government Assistance programs, it is so you can have a roof over your head and food on your table as well as the medications you need. Last time I checked Phone, cable and internet were not a necessity you need to live a healthy life so maybe cut out those things and live with in your means and there wont be a problem. If some one goes to work everyday and pays out of their pay check rent, food and meds and cant afford cable then they don't have it until they can afford it. read books volunteer with your time or especially those OW get a job. Places like McDonalds and Tim Hortons are always hiring even people with Disabilities.

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    13. Im sick and tired of people like you.. you really think a fucking mc donalds or a timmies is equiped to have people work behind counter in wheelchairs or other reasons that stop people from working for good reasons and on top of that your saying disabled people dont deserve a little entertainment like tv and internet because they were delt a shitty hand in life.. fuck you asshole before i come find you and make you disabled and watch how fast you change your attitude prick!!

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    14. This comment has been removed by the author.

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    15. they finally put the schedule up on MCSS site

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    16. 2016 ODSP Payment Dates
      Did you know?

      Direct bank deposit is the easiest way for you to receive your ODSP payments.

      Instead of receiving a cheque, the money you are eligible to receive would be deposited directly into your bank account each month.

      To receive your payment securely and quickly, speak to your caseworker about enrolling in direct bank deposit.

      ODSP issues income support payments monthly.

      Payments are made available to you on the last business day of each month (December payments may be made available earlier in the month).

      For example, January 2016 payments are made available on January 29, 2016.
      Benefit Month Payment Date
      January January 29, 2016
      February February 29, 2016
      March March 31, 2016
      April April 29, 2016
      May May 31, 2016
      June June 30, 2016
      July July 29, 2016
      August August 31, 2016
      September September 30, 2016
      October October 31, 2016
      November November 30, 2016
      December December payment dates may vary. Please check with your local ODSP office toward the beginning of the month.

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    17. Well it's August 31st and my cheque has always, ALWAYS been directly deposited at precisely 330am. Always except for today...wtf? This one can't be blamed on Canada Post because they had no part in it. Sooo

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    18. when ur s senior on a pension and get told u live in poverty but u owe us money and we r taking it. how stupid is that. then they wonder why poor people stay poor n rich stay rich. penion cheques need to be increase and not by $20,then needto go up aleast $200 and the government stop taking the money away from us that we need to live on

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    19. ODSP payments for December 2016 in Toronto will be paid out (Direct deposit) on Wed Dec 21, 2016. I called the local Toronto office and that is what they said on their telephone menu.

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    20. Dear Anonymous - Now, your comment about how ODSP and OW clients should not be allowed to have the internet or cellphone - that really pisses me off. Do you have any idea how many government services - municipal, provincial and federal - that expect callers to check their website for the information we are asking about?? How can we possibly look up anything on the internet when we are 'not permitted to have such a luxury item' just because it pisses you (the taxpayer) off?? The second reason why my family have the internet is for family connections. I talk to my family on Skype, one a week, because they live overseas. what is even better is that these calls are free, over and above the basic monthly internet costs, and that saves us hundreds of dollars in phone toll calls!! We dont have cell phones because they just cost too much!! But the internet we must have!! Please use a little common sense when making demands like this. Thank you.

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  2. so I should get mine today in the mail?

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    1. when did it finally arrive?

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    2. there was a super mean comment here that was deleted... at least, I think it was here

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  3. Is the ODSP payment still coming early during December?

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    1. Apparently... on the 22nd for direct deposit. Had to take out a payday loan to find that out. There's a hot tip for us all to remember: the payday loan places know when the dates are.

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    2. If you get your direct deposit through Royal Bank, the Dec. cheques will be in your account Sat. morning (Dec 20th).

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    3. ODSP recipients qualify for payday loans ??? I was under the belief it was not possible. Where is it allowed ? That'd be an enormous help if it is in fact possible. Please let me know. ( which chain )
      Appreciated. Thx

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    4. Yes but not through Money Mart.

      Cash Money will do it.

      So will Mogo...(www.mogo.ca)...I like Mogo personally. You can do stuff online or in store but not both at once. They will also issue you longer term loans where you pay interest (plus a tiny bit of the principal) monthly.

      Mogo will either give it to you as direct deposit or onto one of their entirely free Visa cards. If they give it to you on the Visa card, they typically even add $3.00 to cover bank machine fees. The card is otherwise totally free and usable as a standard Visa card in store or online.

      Redleaf loans www.redleafloans.ca will also do it online BUT only for 15 days. They will still charge you the maximum allowed ($21.00) even though it's only for half of the typical time.

      All places will want you to fully repay a loan before re-loaning.

      Hope this helps. For the record, I do not work for or in any way represent any of the companies listed above. I am just a customer.

      Also, this info is for ODSP. If your on OW, then the info may not apply.

      As always, borrow responsibly. Payday loans can lead to an evil "credit cycle" where you get trapped into paying back and reloaning. Avoid them if possible.

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    5. Do not take a payday loan and get caught in that cycle it will ruin you. Borrow from family or a friend or a neighbor BUT DO NOT GO TO ANY PAYDAY LOAN COMPANY. They prey on the poor and weak.

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    6. Today is the 19th of December. Why go to a Pay Day loan. Just wait till Midnight when the ODSP funds are deposited and withdraw what you need.

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    7. yeah, or if you do go with cash money, just do it for the one month... I've been stuck on this thing for months now and it's like $60/month to keep borrowing the same $300... so I've already spent more than $300 ...do not do it without having a plan to go with THAT MUCH LESS MONEY next month... do not

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    8. the cheque comes early in december FOR THE MONTH OF JANUARY, just as it ALWAYS has, please get a clue, it will arrive on the 20th of december, but that has to last you for the rest of december and january, so, don't spend it all at the bar or on weed ok? feed your kids or your self and pay your bills, i can't tell you how many people in my city don't even belong on ODSP or welfare, all it is is drug and booze money to a lot of them, lazy asses.

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    9. Yes money mart will loan on odsp and ctc.

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    10. Money mart on willow Rd and dawson rd in the buffet roll plaza, pizza pizza in Guelph does loan on odsp. They also gave me the first $200 with no fees. That helped me alot for the month and knowing I would only pay back the $200.

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    11. yeah, that's 'cause it's your first time... I just ran out of rent money so I had to borrow the max that I could, which is $375, so at the end of this month I'll have $450 to pay back, so I'll have $150 left over after my rent's paid... so of course I'll take out another loan, but smaller, stepping it down, and so on each month, so each of those months I'll have about a hundred dollars less out of my budget than I usually do, IF I take six months to do it... which will cost me about $300 in total interest... I hate when I have to do this

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    12. the ODSP payment for January is dated for December 22nd--got this at benefit payments calendar at canada.ca--
      Canada Pension Plan

      Includes the Canada Pension Plan (CPP) retirement pension and disability, children's and survivor benefits.
      All payment dates

      January 28, 2015
      February 25, 2015
      March 27, 2015
      April 28, 2015
      May 27, 2015
      June 26, 2015
      July 29, 2015
      August 27, 2015
      September 28, 2015
      October 28, 2015
      November 26, 2015
      December 22, 2015
      January 27, 2016

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    13. Wait, what? There's a government page that gives the dates for CPP and ODSP, on the canada.ca site? What's the link to that page?

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    14. Yes it always has and always will come out between the 20th and the 22nd this year it will be the 22nd.

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  4. But thats a Monday and since banks aren't open on Sunday does that mean it comes in Friday or Saturday?

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    1. I am with TD and if it is due for deposit on a Monday I receive mine on the saturday morning

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    2. I heard that it was no later then December 20th 2014, which is a Saturday, last year it was a Friday the 21st...but I don't kno for sure im currently looking for a payment schedule, B.C can put one up, but it seems that's to much work for our Ontario government

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  5. Mine always shows up Saturday if the cheque is dated for a Monday. May just be my bank and how their calenders work, not sure.

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    1. that must be BMO

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    2. That's odd. My odsp check get's deposited at 3:30 am on the last banking day of the month. Maybe your getting yours that late cause it takes the computers that long to get to you or something I know when mine comes in it's been the same time for 15 years now.

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  6. ODSP has used the same December payment date as CPP for years. This year that date is December 19th.

    As far as payments issued on a Monday, some banks (like BMO and TD) use a system that when they close on Friday, any transactions after that time are dated for the next banking day so after midnight Friday (when ODSP pushes the direct deposit button so that payments are available first thing Monday), those banks still using the old next banking day system will release the funds as of 12:01 AM Saturday, because their system considers that to be Monday.

    If you want to be sure, just call ODSP, tell them you are an ODSP client, and ask them when the December payment will be issued. I've done this a few times and they don't ask you to identify yourself they just tell you the date of payment in December.

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    1. i use cibc and any payment dated for monday always shows up saturday

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    2. December 22nd. I called and asked.

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    3. Wow, practically the end of the month, they might as well just wait then. They always have to make it the toughest they can.

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    4. I called the IVP with ODSP and it stated that the cheque will be dated for Dec 22 2014...

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  7. I just started getting CPP and was wondering if I have to claim it? If I do, is it deducted from my monthly check?

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    1. They know you will be getting the CPP or if not you need to claim it and they take dollar for dollar off, so if you get $500 they take $500 off.

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    2. Yes it's deducted dollar for dollar it truly sucks.

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  8. Yes. You must claim it, and yes it is deducted.

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  9. Replies
    1. Bonus? are you for effing real? i could understand if you worked and you got a bonus from your boss on your cheque, but taxpayers pay us our cheques, calling it "payday" or a "bonus" is a bit flaky, people who categorize government cheques with actual entitlement are usually just milking the system because they are too lazy to get a job, quick question here, how much of your cheque goes to booze, weed, smokes, im hortons?

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    2. technically, it turns out it was an overpayment that's being clawed back from everybody at fifty bucks a month... because of their crappy computer system... and yeah, we'd definitely call it a bonus... having food money, during the holidays... imagine that... sorry to not be suffering quite as much as usual, asshole

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    3. oh and to answer your question, my last month's expenses:
      booze $40
      smokes $30
      weed $150
      food $250
      cellphone $40

      and of course, the weed only costs money because the government's decided it'd be criminal of me to let it grow on trees as it naturally does

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    4. and of course, that $40 worth of booze would cost me about $10 in most countries

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    5. ...and of course, those smokes would be like, yeah, about $10 in most other countries

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    6. Why don't you tell us all about how much the government's subsidizing your medications?

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    7. i pay for all of my meds straight up bucko, not to mention the same government i used to work for is giving people all around me free rides or entertainment cheques, so, how much do you starve because of the booze and weed, because as a recovered alcoholic, i know you arent just buying booze 1 time a month, get real, and when u drink, you gotta smoke etc...it's not a fucking bonus "asshole" its an allotment given to you by the government to pay for foood , housing, medical expenses and needs, or your kids, rent etc, sorry your vices cost you so much, curious, what level education do you have? are you capable of working? or are you one of those takers in life who feels entitled, legit, or not legit? im on ODSP because i am PTSD from killing people and from being raped, molested, tortured, starved, the list goes on, my proof, i was even on the news as a child. my point is this..if you can work, do it, if u can better yourself, do it, if you arent milking the system, prove it.

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    8. look, my whole problem is that there is no higher education that I ever had access to, and no matter what, there is no job that I can get that doesn't involve me mortgaging my health... and I realize, that's the scheme... poor people can only get by if we sell out our health... so yeah, I can totally work, if I don't have to have fumes shoved in my face, I don't know why I can't manage full-time but I've never been able to do it without burning out, but then again I've never had a job that's not a burnout factory, so yeah, after having zero opportunities and realizing that I'm just another generation of ready-made oppressed underclass, I feel pretty fucking entitled... I'm like, fine, you wanna make it impossible to live off the land? you wanna make it impossible to have a job that I can keep? you want me not to pay my bills by becoming a professional criminal? fucking pay me off. I'm not the one who created a school system that protects child abusers, I'm not the one who decided not to enforce health standards in the workplace... all those people have never, ever been poor, and neither have 90% of their parents

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    9. and yeah, actually, I did spend fourty bucks on booze... not everyone's an alcoholic... I'm also not the one who decided that booze and cigarettes need to be ridiculously, artificially expensive in this country... the ones who did decide that, are the same people who decided I need to be living a thousand dollars a month below the poverty line, and that somehow our ODSP benefit should be the same amount

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    10. So you are buying untaxed cigarettes....unless you are suggesting you only smoke 3 standard (25 count) packages of cigarettes a month.

      Maybe you are unaware of the Health care costs attributed to people who CHOOSE to smoke.
      Where do you think those $$$ come from. You are not paying for your share of those tax dollars but it's OK.... let me pay for it for you.

      Weed ..... are you fucking kidding me.
      If you buy weed with the money that is given to you to provide shelter ,food and necessities of life and you CHOOSE to buy weed with it instead then you should go hungry because you are a moron.

      If you spend more for your cellphone , smokes , booze and weed than you do for groceries then I would suggest that you are making poor CHOOSES and that you deserve what you get....pasta , sauce , peanut butter , bread and potatoes and to not bitch and complain about it.

      This is why I don't give to any charities anymore be it "legitimate" ones like the Sal Army , food banks or panhandlers.

      Start making better choices of how you spend the fucking "paycheck" that I and other taxpayers provide from our hard work to provide you with the necessities of life not a comfortable life.

      Make bad CHOOSES and experience bad CONSEQUENCES !

      You should all really think hard about the day that "Your Paycheck" stops coming because that day is a lot closer then you may think.

      Feel free to reply that I am an asshole and an uncaring dickhead because I am both.

      I've worked hard so when I return to my mortgage free house after my three week trip to three different Caribbean Islands over Christmas Holidays I'll send you a go fuck yourself and die.

      Only 10 more years to retire at age 57 and start collecting my $5000.00 a month "Paycheck" .

      Merry Christmas!

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    11. Good thing quitting smoking is easy, and weed's not medicinal.

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    12. because I had no idea there was anything wrong with smoking and I thought the weed was doing a good job of replacing the stupid psych meds that don't work

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    13. was buying untaxed cigarettes, now I'm buying e-juice, which is about to get a whole lot pricier, so I'll be back on the untaxed smokes... and of course, I don't decide how much that costs, the government does! Like with weed: if we put the laws back to the way they were a few years ago, I could legally grow my own for free. Same thing with the boozers out there. Complain if you want, the government sets the price, they get the extra. The public can change those two things at any time.

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    14. What a bunch of pathetic excuses for being a degenerate "human being". This is to the dick that works, posts anonymously, and is so well off: Why don't you take some time to go back to school so you can further berate folks using proper grammar and spelling? LOL Merry Christmas back at ya Dickhead! :p

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    15. Christmas bonuses I don't think bonuses are given anymore but even if they are they are only for families with yonge kids.

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    16. Sheri u may be right on a lot of things, pls be a lady and stop with the truck driver mouth, people may listen and learn from u, God Bless and Merry Christmas.

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  10. I'm with td bank wen will check b in decrct deposit.. Friday or Saturday or

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  11. I normally get my odsp around this time and it's not in. Therefore it's definitely not coming in today... it has never came in on the weekend ever... so what gives?

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    1. It will come in on the 22nd just like last year.

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  12. It may come in a few more minutes if you're with TD.

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    1. Yeah I imagine it'll be Saturday morning then. Oh well!

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  13. why so many different answers--it's a simple question

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    1. I imagine it's different depending on which bank you use, if you get direct deposit or a cheque and some other factors.

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    2. ODSP checks will be in on December 22, 2014.

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    3. If they wait till midnight tonight it will be in.

      I guess some need that case of beer or they'll be going through the shake rattle and roll syndrome.

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    4. Or, you know, food.

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    5. It's a perfectly simple question, which is why it's weird that the government doesn't just publish the information publicly.

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    7. nope, and I didn't manage to find straight up powder cocaine to be terribly addictive, either... actually the only drug that's really caused me any trouble is coffee, even booze hasn't really fucked me over too bad

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    8. i like weed mixed with viagra, so i can mellow out and still go to bed with a boner, to stop myself from rolling over..i snore.

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    9. the viagra rush mixed with all those pots I smoked is just perfect

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  14. It's the same as any other month if the deposit date falls on a Monday it will go into your bank on Saturday unless you deal with Scotia bank or a credit union they never deposit early always on monday therefore your odsp is Monday Dec 22 it will be accessible on Saturday unless it's Scotia or credit union also Ontario works never comes early so that will be deposited on Dec 31 since Jan 01 is a holiday

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  15. For the people in Onterrible the check were released today so give 2-3 business day. ( excluding weekend). Should be in Monday or Tues. Some I heard already gotten there's. A postal worker I knew very well mentioned that it is up to the postal worker when to deliver post dated mail.

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    1. Get your facts straight. A Postal Worker MUST sort and deliver all the mail they receive at their sorting station on that day.

      NO EXCEPTIONS .

      Even ad mail must be delivered.

      Not doing so results in discipline or termination.

      I don't work for the Post Office but if I did I would enjoy shoving a cheque now and then down the sewer just to get some of you rattled enough that you'd have to get up off your ass and take the bus to the ODSP office to pick up your replacement "Pay Cheque".

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    2. don't worry, we get plenty of missing payments... the anxiety of randomly having your lifeline cut like that is pretty brutal... so please take comfort in our utter lack of security, and our vulnerability to all sorts of random bureaucratic & administrative bullshit... being on benefits means never knowing when you're going to become homeless... hopefully that makes you feel a bit better about things

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    3. oh and just in case you felt for a second there like we need an extra reminder of what people think of us... don't worry about that either, we get tons of reminders every day, from strangers, family members etc, about what worthless pieces of human garbage society thinks we are... so it's ok, we never get a moment's peace of mind or any chance to develop any kind of self esteem, confidence, anything like that... enjoy our misery, because it's all we have to offer

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    4. i second that, i have to visit the fucking foodbank 2 times eery month, and im on a disability pension, what in the actual fuck?

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    6. NOTE: coarse: adjective
      1.
      rough or loose in texture or grain.
      2.
      (of a person or their speech) rude, crude, or vulgar.
      NOTE: There: a place, as in "over there"
      Their: Belonging to, part of, as in "their place of work"
      They're: Contraction (combining of 2 words using an apostrophe) of they and are.
      These people that constantly try to be internet bullies yet can't even spell is simply laughable! Get a clue idiots! LOL seriously!!!!!!!!!!!!

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    7. And notice I don't give a shit who knows my name, because I don't hide behind my computer screen!! /bows gracefully
      Have a nice day!

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  16. does anyone received direct deposit odsp today. I havnt received it yet. I was told it will be in dec 22nd. if it falls on Monday then it is Saturday morning?

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    2. I just realized that this all for 2014 lol

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  17. It's December 22nd and still no ODSP payment. The case worker is away on a holiday and I can't get through to speak to someone in the office either.

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  18. Has anyone had a problem receiving the correct amount this month??

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  19. get a job you slackers

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    1. I'd love to. All I need is something part-time where I don't have to do heavy lifting or breathe toxic fumes. That's it. That's the limitations of my disability.

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    2. Anybody else wanna comment on how easily the workplace could accommodate you, if it weren't completely focused on being hostile and inaccessible? And totally jerking off in a pile of its own high turnover and complete lack of workplace health and safety enforcement?

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    3. Not everyone on odsp is a slacker, a lot of us are actually disabled and are unable to work. I really don't think its fair to call all people on odsp slackers.A good sum of us on odsp CAN'T work because our bodies or minds just wont allow us to. Before calling someone a slacker you should try walking a mile in their shoes.

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    4. I used to tell people on the street to get a job. I really did. Now look at me. Karma police got me. I fuckin' deserve it, too... I'd yell at them and stuff. I'd yell "no!!!" super loud in their faces just at the moment I could tell they were gonna ask me for change. Right before they'd get the words out. "No!!!!! Fuck you!!!" I had no idea at the time how little people got. I had no idea at the time how low the benefits fraud rates were. And then every time I'd be talking with my friends about my job I'd underscore how lucky I was, to have found that job. And how otherwise I'd still be working minimum wage. Now I do crazy stuff that takes two hours in order to save five bucks. Yeah, go ahead and call me lazy. Karma police will get you too.

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  20. Oh god... thank goodness that's over with. January is the worst... worst worst worst month. Who went homeless because of that late payment, Christmas, their own lack of discipline, unexpected bullshit, etc? How many people went homeless? How many people committed suicide? It should be like... you get your regular payment, and you also get another payment, maybe just a couple hundred bucks, like a week before Christmas. Or like... a gift card of your choice. Or something. I mean, I know we don't deserve to be part of the holiday season, we don't deserve to get a bonus like everyone else does... we don't even deserve to get HALF OF what someone working full-time on minimum wage gets, we don't deserve whatever whatever but still. Just as a harm-reduction measure. Just to keep people from dying homeless on the streets in January. The coldest month of the year. It's cruel to have this early payment situation when the payment is EXACTLY THE SAME. It's just cruel. I'm so glad I made it to the end of January without doing something awful and desperate.

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  21. 1. Raises are for employees who through hard work receive a raise in their wages , not for receipts of Social Assistance Benefits .

    2. No wonder you come up short every month when you are cashing your "cheque" two days early every month.

    3. You should be ashamed of yourself abusing the food bank . Accessing Charity while paying for non-essential services like "Cable and Internet services" .That's a poor choice to make. Free internet service at the Library and "free to air" antennas for a one time payment of $75.00.

    4. Just a reminder that a person working for minimum wage receives about $1100.00 a month to live on AFTER TAXES and have extra costs that are not "FREE" i.e. bus fare. Also ODSP is a NON TAXABLE benefit .

    5. Try being a little less entitled. A Cuban I know lives with seven others in a dirt floor shack with no flushing toilet , electricity that goes off for days at a time and an asbestos roof. He's a teacher , works full time and he is paid the equivalent of $22.00 US a MONTH. A new pair of running shoes costs three months wages.

    Stop your wining and do something to improve your life instead of expecting the working person to pay your way though your life.

    Try taking advantage of the monthly $200.00 employment exemption Benefit and then you wont NEED to go to the food bank.

    FROM THE ODSP WEBSITE:

    How will my work affect my ODSP income support?

    You can earn up to $200 a month without having your income support reduced. If you earn more than $200 a month, only 50 per cent of your net earnings (or business profits, if you are self-employed) over $200 are deducted from your income support payment. If you’re attending a secondary or post-secondary school full-time, we won’t deduct any your earnings from your ODSP income support.



    Oh ya , that would mean that you'd have to work ...what was I thinking.

    Feed Up & Pissed Off Taxpayer

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    1. Just to let you know, I'm on ODSP because I have cancer. Most people are on ODSP for debilitating health problems.Your a dick.

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    2. pfff how about wage cuts, then? are they for us? because we took a 20% cut to our income awhile ago... how'd you like a 20% cut to your wage, randomly?

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    3. Before you open your mouth and speak your ignorant uniform biased opinions you should learn some facts. My husband has worked hard labouring construction jobs all his life until a few years ago when he broke his back on the job. To top it off his asshole boss lied and said he didn't do it at work so he wouldn't have to pay insurance and workmans comp. He also had his other employees lie for him. So t was his word against my husband and he couldn't get workmans comp. Now he shattered one of hus discs sending fragments into his siatic nerve causing permanent damage and resulting in constant pain for the rest of his life. He was told he might not ever walk again. Needless to say he his unable to work and will not get better only worse. So you tell me how he is taking advantage of the system and doesn't deserve the money he receives every month. He is expected to support his wife and 3 kids (2 of which are special needs ) on this ODSP. Explain exactly how he should just get a job. Not everyone is a lazy ass just looking to get a free handout. Trust me if he could work he would. He would do anything to work to support his family. Next time you open your mouth with an opinion try thinking about it first. ....don't be such a dick....

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    4. impossible, he/she already proved that NOT being a dick isn't their "forte"

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    5. I'm on ODSP because I was diagnosed with multiple sclerosis at the peak of my working life when I was 22 years old.

      Am now 37 years old, but wasn't too dumb to waste my cheque on garbage so that I can't budget my monthly income to afford basics...
      Also, didn't pop out rug rats like all the welfare bums seem to love to do all too much...

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    6. Ummm...not everyone on ODSP is a complete idiot who drinks their cheque away like a moron, but I have no sympathy for the Joe construction workers who are so dumb as to get hurt at work and have worked in an environment like that with no workplace benefits. Come on, where do we live? In Canada or some third-world country?

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    7. I was an RN working in a critical care unit and was assaulted by a violent patient and sustained nerve damage to my spine and left shoulder. I did physio, acupuncture, pain/function programs, you name it. It's been 3 years, I can't work. I've tried SEVERAL times to go back (to my old job & new jobs). I LOVED my job. I still (literally) dream that I'm at work. I have excruciating chronic pain and headaches but can't take anything stronger than Advil because of allergies to opioids. I even tried a year of grad school but I can't tolerate any neck flexion or extension for more than 5 minutes without severe muscle spasms (you can literally see the muscles bulging out of my shoulders and the back of my neck, I'm not making this up). Even WSIB"s own doctors said I can't work. BUT (there is always a but, isn't there??), WSIB asked me to LIE and apply for nursing jobs, saying to potential employers that I can do certain tasks (like CPR, for example) that I absolutely cannot physically do based on my physical restrictions as per their own doctors. When I told them it would put me and patients in danger and poses a enormous ethical issue they told me I was being "non-compliant" and cut off my income support that day. So instead of my nursing income (which at that point I was making over $70K a year), they decided I should only be receiving $147 every 2 weeks, that was all I was worth to them since I wasn't willing to lie to potential employers. I could have appealed and fought it but what WSIB is so crafty at (and trust me, others will absolutely back me up here!), is breaking you down emotionally over and over and over -- they constantly harass the hell out of you and make it seem like the injury was YOUR fault. They would call me on a regular basis and YELL at me on the phone. They would randomly cut off my income and then dodge phone calls for 2 whole months until I got them on their manager on the phone and then it was like, "Oops, my bad!" and I'd finally get 2 months backpay all at once. They screw with your head. So when they finally wear you down you don't appeal because you just don't have any fight left in you -- that is what they are counting on.
      But this is why I'm on ODSP. Because I can't work at the moment. I can't return to grad school. I can't even afford physio or treatment. Nothing. As for the drinking/drugs/smoking/etc. I do none of that, I never have. Don't pass judgements please. It makes you look foolish & ignorant. Not all of us are "unwashed masses" as you would imagine. I have 2 undergraduate degrees, a post-grad diploma in critical care nursing, and half a master's degree (all hon.). I have written 2-1/2 novels. I am not sitting here in front of the tv getting wasted every night waiting for cheque-cashing day. I carefully manage my money so I don't run out, my bills are paid, I don't use food banks. I might be on ODSP *right now* but I likely won't be forever. And if I was, so what? The system is there for a reason. People need it FOR A REASON. Stop judging! It's not up to you to judge. Be grateful that you don't need it because trust me, it's not a life you want. If I could go back to my old life when I was working and making $75K, I would do it in a heartbeat, no questions asked.

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    8. I totally understand what you're going through... I wasn't making that much but I was working and I got hurt at work and Wsib told me that am getting old

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  22. Um, just so you know, I am totally ashamed of myself for not being able to hold a job and not being able to solve my health problems, not being able to be a good employee, stuff like that. And I'd love to find a $200/month job or anything that I could keep. In the meantime, I'm grateful that you do pay taxes and don't dictate policy, because ODSP allows me to survive while I gradually improve my employability and my health, so that hopefully I can go back to being a taxpayer, maybe even a job creator, instead of a recipient. I don't know anybody who's on benefits who isn't ashamed of being on benefits and who isn't trying to get back into the workforce. I'm grateful for this cash, because it means I don't have to choose between crime and starvation. My main reason for wanting more money per month is that it would allow me to get back into the workforce faster.

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  23. Yes but be careful the rates are criminal. It's a legalized form of loan-sharking.

    ReplyDelete
    Replies
    1. Yeah, it basically costs you whatever you borrowed, in order to pay it back, because you can only afford to downgrade your loan amount by like fifty bucks a month. So every time I need an extra $300, I have an extra week without a food budget, every month for the next three or four months, or five, and each of those months, I spend like $60, then $50, then $40, then $30... in order to step it down instead of paying the whole thing off. Because paying the whole thing off cuts my total monthly budget by 70%. So it'd work for us, if the cost was the same but the repayment period was triple what it is. We don't have any bank accounts that acknowledge our needs, either.

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  24. When is the ODSP direct deposit this month?

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    1. should be early morning on the 30th... like 3 in the morning or something

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  25. ODSP Should be in today by direct deposit right? well its not for me.

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    Replies
    1. is for me, and I paid my rent, and both transactions are labelled as if they happened on the 31st... that's weird

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  26. Here is the newest payment structure for OW and ODSP, as of Oct 30 2015 http://yourlegalrights.on.ca/sites/all/files/OW_and_ODSP_rates_and_OCB_as_of_Oct2015_0.pdf

    ReplyDelete
  27. Hi peope my name is will ..i didnt ask to be hit years ago by a drunk driver .but fo life ill be getting odsp and they thould be giving us a minimum of 1500.00$ per month..why they might say..this is why the shelter cost is a joke ...have they even seen the price of an apartment in the nigara reagon ?. PS if I HAD A GOID PAYING JOB AND I COULD WORK DAAA Dont you think id work.? . The fact is we all need to have a huge check increase ..so we can fight for that ..after all we are disabled and we have to live not just survive..WAKE UP ! ...O.D.S.P. ..william f siegel

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    1. if we were employed, we could unionize and strike and things like that... we need to go on our own type of strike... and what I think that means is, we stop eating food that makes us sick, and choose hunger instead... we stop holding back and start talking to the people that we know, frankly, about our poverty, and where it came from (austerity) and why it's dis-empowering us from bouncing back into the economy. And we have to mobilize and go to protests. We have to take this shitty letter with 1% increase in big bold letters and bring it to politicians and be like "what the fuck is this????" ...we should be showing up at the provincial legislature every month on payday, asking for the rest of our money. That's how the unemployed go on strike. We participate by staying out of the way, by helping society ignore the facts.

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  28. I was hit head on by a car in my lane
    I almost went through the windshield of my car
    I'm now and chronic pain everyday
    I use to have my own landscape business and had to give it up to live on ODSP for the rest of my life
    I get $600 a month
    Phone $75
    House insurance $30
    Bus pass $50
    Washer and dryer $100
    Food $200
    Doesn't leave much to live off

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    1. Isn't that brutal?? That's the thing. I spend my time complaining about my own situation, and this is what I think about: I qualify for disability, but all the people who qualify way way way more, they all get the same amount as I do. And it's all way below the poverty line. So when my friends are like "oh come on, you don't have it so bad" I'm like "no, and the people who have it worse, get the same ridiculous benefits package that I do!" ...yeah, food: $200. What are we supposed to do with that? Fifty bucks a week to feed an adult in chronic pain. That's cat food money. That, my friends, is cat food money. Not people food money.

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    2. "Oh, the food banks, the dumpster diving, the soup kitchens, the lentils, the deals out there, buying in bulk, the amazing cheap food that's supposed to be everywhere, the canned fish, the crackers, the free bread, oh my gosh, all the free bread you could eat, and the programs, the programs, the programs" ...no. Food costs $15 per day per person.

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  29. If u worked why not get cpp disability it's more?

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  30. If u worked why not get cpp disability it's more?

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    Replies
    1. thank goodness my mom gets that now, she had to wait on disability for so long, and it sucked

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    2. only ever had one job I could get CPP for though, in 15 years of employment :D I could go back into the workforce now and work another 30 years and probably never find another job that's actually a job... instead of a contract "gig" disguised as a job.

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  31. Part 2

    There are hundreds of extra dollars available to ODSP precipitants, all they need to do is take the time to do the research. One thing to remember is that there is actually a fundamental difference between ODSP and OW. ODSP is administered by the Provincial government, and while OW is funded by the province, it is actually administered at the municipal level. Due to the way Ontario funds Social Services, this simple little distinction makes a big difference in how some things are covered. The province has lumped together a number of items that use to be specified individually and they just provide the municipalities a lump some to cover everything, and leave it up to the municipality on how it wants to divide things up. Since my municipality has a higher than average ODSP population (due in part to the higher than average population of seniors) they have chosen to cover, at least in part, items that other municipalities won't cover at all for ODSP recipients. Again, you need to do research and ask questions.

    There's also something that needs some clarification, one of the very first comments makes a statement regarding a couple on ODSP. If the ODSP recipient has a spouse who does not qualify for ODSP themselves, and the couple have no dependants, then the basic amount goes up to $917/month, plus drug and dental coverage for both, and the maximum available for shelter goes up to $753/month. It may not seem like much of an increase, but the catch to remember here is that since the spouse doesn't qualify for ODSP they are REQUIRED to work and if they don't ODSP will cut them off. If the spouse also qualifies for ODSP then the basic amount goes up to $1259/month plus shelter up to $753. Dependants can also raise the basic amount depending on the situation. And shelter is actually based on how many people are in the family, a couple with 3 children can get up to $956/month.

    If you are on ODSP than do your research, ask questions, or even search out an advocate. There is a lot more available to you than most realize, it may be from ODSP, OW or even another program or organization, you just need to find out about it, and you can only do that by looking for it and asking questions.

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    1. Hundreds of extra dollars. What dollars? I don't mean to sound incredulous, but I kind of am. I've gone through their policy directives. No extra dollars there. Okay, $32 for special diet. That's tens of dollars, that's something. I ask my worker if there are any additional programs that I can apply for. He says no. I ask about each individual extra unique expense that I have in my life, that I think might qualify me for something. It doesn't. I'm at $1100. I'll be at $1132 when my special diet thing finally happens. When the correspondence between my doctor and my worker actually goes through. Not sure whether it'll be on my second try or my third. I'd be surprised if it got fucked up three times. But I wouldn't be surprised if it took me another six months to try it again. I mean, I'm on disability for a reason. It includes this entire paperwork process, the meetings, the whole thing. The things I need to do are the things the gov't has agreed I can't do. Not like they'd just transfer my special diet over when it came over. But now I've wandered into TL:DR land because of this one dollar a day extra. Not because of several hundred dollars.

      So... what questions do I need to be asking? Where do I need to be looking?

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    2. There were examples in part 1 of my post, but for some reason it keeps disappearing.

      - Special Diet: Up to an additional $250/month if you require a special diet due to your health, such as a low salt diet, low sugar diet, etc.
      - Transportation for medical appointments: Needs to exceed $15/month, if so they pay $0.18/km for private vehicle or agency driver, take a taxi and they will pay the door to door fare both ways, public transit is which ever is cheaper of paying the individual fares or monthly pass
      - Diabetic supplies: they will help with costs above what is already covered under the drug plan.
      - Service/Guide Dog: If you have a certified service dog, an additional $78/month for food and care
      - $50 to replace your light bulbs with energy efficient CFL's or LED's (only available once)

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    3. Okay that one-time fifty dollar thing is gonna be great for replacing the rest of my CFLs with LEDs. I mean, replacing my crazy old tungsten lights with LEDs. And apart from that, yeah, I get the $32 special diet. Whatever this $250 special diet they're talking about, that's the $250 special diet I got on when I first got on welfare back in the day, when they were doing the old special diet program, which actually aimed at giving people a reasonable amount of food money. Now, I'm not sure what you'd have to be in order to qualify for $250, but needing an all-organic diet that doesn't contain dairy, which makes almost every soup kitchen and food bank a non-option for me, gets me an extra $32 these days. Or rather, it will, when I finally get it.

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    4. As for the transportation for medical expenses, my stuff doesn't count because it's too random. So I'm glad it covers people who have regular appointments for a chronic ailment that they're suffering from, but of course, when my buddy needed to go to the hospital every second day to have his bandages re-dressed, that didn't count. He needed the cab money right away, he didn't have any lead time to apply for the benefit, and it was over by the time the application process would have finished up. So his food money went to cabs.

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    5. I'd qualify for the unintentional weight loss one but it wasn't documented... 'til I realized I'd lost fifteen pounds to my lack of grocery money. And it would have provided the grocery money I needed!

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    6. As an advocate that deals with ODSP on a very regular basis there are two things I find that are the biggest reasons why people have problems with ODSP:
      1) Attitude. So many people go into the ODSP office with a bad attitude, ready to argue and fight. That's not necessary, the case workers are not there to destroy your life or make your life impossible, they are there to help. Treat them with respect, and you will get it back. Granted just like anywhere else in society there can be a few bad apples that make the simplest of things difficult, but that's why ODSP has the Internal Review process.
      2) Not being forthright. Often people try to hide certain things because they think "ODSP doesn't need to know that." Yet if ODSP did know then they might be able able to help with the cost of dealing with it. If it's medically relevant, no matter how embarrassing it may seem, then there is no reason to hide it from them.

      Special Diet - I don't know your medical situation and this isn't the place for it, however you said you need an "all-organic" diet. Since the directive doesn't specifically include "all-organic" then you need to sit down with your doctor and be very open and honest about your finances on ODSP. You then need to sit down with your ODSP case worker and be very open and honest about your medical condition and the reason for the "all-organic" requirement. With this type of communication something maybe found that can help you with paying for the over priced "organic" food.

      Transportation - Again this goes to doing your research and asking questions. You do not need to apply for transportation in advance and there is no need for an application process. In the case of your "buddy" all he would have had to do was get an MSN form from his case worker and get a Dr or RN at the hospital to fill it out and sign it, and then submit it to the office. At then end of the month he would then submit the taxis receipts to get reimbursed for the cost. As long as the office has an MSN form on file (which you will be asked to have redone from time to time) from the Doctor or Clinic that you are going to all you need to do is submit receipts.

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    7. Responding to 1:

      Good point about being civilized with gov't staff, not only in order to make it easy for them to be nice to you, but in order to make it easy for them to think! It's really hard to think clearly when you're in a high-pressure, high-stakes confrontation. As welfare and ODSP recipients, we know that feeling! Anybody who's had a hostile caseworker knows that feeling. You're going in, you know you're on the level, you know they're not going to be... it's bad. And yeah, the same is true in reverse. I've always been able to cut through this by being really clear about my frustration with the system, so that I'm not taking it out on them, and so that we can work together on the problem. I really became a lot more co-operative and understanding about things when I realized how big his caseload is.

      Responding to 2: I gotta ask my friend how the whole thing played out. Ultimately I think he was aware of that whole process, and everything about it worked except nobody wanted the receipts. He was told to get them, he was told they'd reimburse him for them, and then nobody wanted them when he had them. Which has been my experience with receipts... everybody wants to see them until you have them. But I'm going to follow up with him to catch the specifics of that. He was in a painkiller-and-malnutrition-addled state at the time, so everything's a blur to him now and everything was at the time as well, but I remember what he was saying to me at the time about the cabs and stuff.

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    8. Your instructions about my all-organic diet, I've already gone through that entire process. My ODSP caseworker knows about it, my doctor knows about it... one thing that I probably should do is bring my lawyers in on it, because they seem to be the only ones who can tie in what my doctors are saying with what ODSP can do about it. They're the only ones that can put things in a form that ODSP can get into bed with, so to speak. So I think that may be the next step. Because until it's lined up properly, ODSP can just claim that my basic needs money covers whatever specific thing I'm asking for help with, and it does. It covers food. If I have absolutely no other expenses. It covers my expenses, if I don't buy food. It covers major purchases, if I don't have any expenses and don't buy food. So I think the legal angle is the only one that will demonstrate that me needing an all-organic diet means I need the grocery budget that nobody receives in their "basic needs" money. I just don't know anybody who's on disability or who has a disability who doesn't have some problem like this that costs them about $400 - $600 per month, and we're all living $900 - $1200 below the poverty line, I know I keep bringing it back to this point, but if I were on the poverty line instead of halfway between it and absolute zero, I wouldn't need any of these caseworkers or programs, at all. So I want to know how much I am costing each of these programs so I can total it up and prove to the gov't that they'd save money by just bringing me and everyone else up to the poverty line.

      It's also worth restating that the directives USED TO include an all-organic diet, and my original welfare payments included a $250 special diet fund. This program has been eliminated, which amounts to a sneaky 25% cut, which, coupled with the across-the-board 22% Harris cuts, amounts to, like, our "wage" getting halved over the course of a decade. Since that "wage" already put us below the poverty line, I want to hear all about how that's not class warfare. It was done based on the spectre of benefits fraud, totally irrespective of legitimate ODSP and welfare cases.

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  33. Anyone know when odsp comes in the mail for december? Thanks

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    1. Nope, but the direct deposit is coming in on the 22nd, so cheques should be, what, the 21st to the 23rd? Anybody got better intel on this?

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  34. If you call the ODSP phone number before you get to choose what you do they have a recording telling you which date cheques are issued. And as for couples receiving $300 less its because in a relationship the male is supposed to provide for the woman and support her. Its not always the same either, its based on how much your spouse makes. These was ODSP's exact words when I tried to apply with my child's father after she was born.

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    1. Wait... so your child's father wasn't working, you were trying to apply, and you were told no and had a gender roles diatribe delivered to you, verbally? That is... insane. We really should all be recording all our interactions with them and posting them... I wish I'd recorded my HSF application phone call. That was so goddamn traumatic. She can see right on my thing, I'm on it for PTSD, anxiety, depression etc. And she wants to guilt trip me for buying groceries with my utilities money.

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  35. I'm on odsp an I don't get 1000

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  36. Ok for odsp I have bin keeping track of the dates and for all of you end of the month doent exsit to odsp we also have two days grace to get the checks in but on top of that they r split in two from (A-L) then (M-Z) last names but for december with that being said they never had a date it changes every time this year it will be to out on the 18 or the 21 for ow is to on the 22 witch they take and make banks run out of money so odsp is first by three days and some time by 5 days but for the dec like I said the closet I have gotten to is the they come out on the second or mid third week of december so yea hope this helps

    Termz8630.......

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  37. Mine didnt show up in the mail. Maybe monday

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    1. I'd be surprised if they sent out cheques for yesterday, they want to pay them at the same time as direct deposit comes in, so it'll probably be monday or tuesday. The weird thing is I don't think I've gotten my bill in the mail saying what I'm going to receive and when.

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    2. My odsp cheque always comes in the mail 2 buisness days before direct deposit. Unless its late then its one day before direct deposit. I should get mine monday dec 21 st the very latest

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    3. Sounds about right, insh'allah you do get it on-time... I'm hoping that mine doesn't have several hundred dollars missing from it, and this is one of those payments that might be like that, or might just not arrive. The holiday one is hard because they don't send out the receipt beforehand so there's no confirmation of the amount and the date. I guess in december we get the receipt after the payment. It's backward.

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    4. It's Monday the 21st, did you receive your cheque? I have not received mine yet...

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  38. I can't believe I didn't bother to read the date this is for last year duh lol o well how embarrassing.

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    1. hah I thought the same thing

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  39. I know how people look at people who on welfare and say they are lazy but the fact of a matter is that I didn't know I would be on it because of work related injury and now am on it and I only receive 488$ per month with one child under 16 but it's nothing what they give you.... But the think is lots of you judging others who on Osap or welfare people goes on it because of reasons I went on it because Wsib turn me down because they say I didn't get hurt at work.... I use to make at 30 to 35$ thousand a new year now am only getting 488$ that's down right poverty line. It's hard to live. So people stop judge others and help them with your voice... We are in put pain on hurt to be fighting Wsib on these workplace for help.

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    1. What we have to do is make it impossible for this... see there's this situation that happens in the shadows. Where your experience and my experience just happens. And you don't have videos of those meetings, where they tell you what they tell you and you're like "are they actually saying this to me right now?" and I don't have videos of it, or recordings or anything, but generally I don't think the public believes any of this. And until they actually see the situation, we're not going to see change. You are not living downright poverty line. You are living at one quarter of the poverty line. You are living $1500 per month under the poverty line. Remember that. Quote that to anyone who wants to criticize your spending decisions, your needs, anything like that. You are three-quarters of the way between the poverty line and absolute nothing.

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  40. got a statement in the mail dated for dec 31st, but the website says it pays out today? (december 23rd) i havent gotten paid yet so i assume for some reason ive been chosen to not get paid today.

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    1. Damn, that is so weird... is it an OW or an ODSP payment, or something else? What kind of payment is it? Please follow up and let us know whether you do receive that payment on the 31st... also, that's brutal if you're basically getting paid a week late. That's brutal.

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  41. Does anyone know when we get our checks in the mail for February 2016 seeing that its a leap year?

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  42. well i et my odsp check if it was sent ut on wensday this month

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  43. When do checks cone out in December 2016

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  44. For those who take a money mart loan etc. .... Isn't this considered a loan which in turn is considered income? I agree with the the other person above not to do this because it does get you into a financial jam. A never ending cycle of owing money which eventually will leave you broke.

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